USDai is a low risk, fully-backed synthetic dollar, which allows it to be redeemed instantly at all times. USDai does not pass yield through to holders, instead providing users with deep secondary market liquidity across DeFi and CeFi.

sUSDai is the yield-bearing token backed by income-generating Compute or other infrastructure assets. These assets are inherently less liquid than stablecoins, so holders accrue yield for the added risk and are also subject to redemption periods.

Yield for sUSDai will be primarily generated through loans funding CapEx needs of emerging, long-tail asset operators, who are often ignored by traditional credit markets. Users can now finance these industries without required them to individually underwrite or originate loans. Any idle capital is always held in Treasury Bills as a base yield and may include other low-risk stablecoins in the future.